About Zaylo

To empower MSMEs by replacing debt with formal, documented partnership, using the capital relationships they already have.

We are building a financial ecosystem where risk and reward are shared fairly enabling business growth without interest, exploitation, or pressure.

All partnerships follow strong ethical principles, aligned with globally recognized Shariah-compliant finance standards.

A future where finance uplifts people, not burdens them.

We envision Zaylo as the software layer India’s MSMEs use to formalize the capital relationships they already have, turning fragile, handshake trust into a durable, compounding asset.

By supporting real economic activities based on transparency and shared outcomes, we aim to prove that business success and ethics can coexist.

Zaylo is a Software-as-a-Service (SaaS) provider. We license technology that an MSME uses to formalize, track, and settle a trade cycle with a capital contributor it already knows. We do not discover, introduce, match, or recommend any party to another, and we are not a party to the underlying commercial arrangement. We never hold, pool, or control user funds. All money movement is instructed by the MSME's own appointed Escrow Trustee and executed by regulated banking and payment partners.

All money movement is designed to run through regulated bank and licensed payment partners. We state this plainly so it's equally clear to everyday users and to any banking or payment partner evaluating Zaylo.

Zaylo earns revenue through a transparent software licensing fee, charged to the MSME for use of the platform. Zaylo never earns a share of, or fee based on, the commercial outcome of any cycle.